Privacy Policy - JACJL CONSULTING LLC

JACJL CONSULTING LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. INFORMATION WE COLLECT

Personal Information

We may collect personal information that you voluntarily provide to us when you:

Submit a funding application or inquiry through our contact forms
Communicate with us via email or other channels
Subscribe to our communications (if applicable)

This information may include:

Name and business name
Email address
Phone number (optional)
Business information and funding needs

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

IP address
Browser type and version
Pages visited and time spent on pages
Referring website addresses

2. HOW WE USE YOUR INFORMATION

We use the information we collect to:

Process and respond to your funding inquiries and applications
Communicate with you about our services and your account
Improve our website and service offerings
Comply with legal obligations and prevent fraud
Send marketing and promotional communications (with your consent)

3. SMS & TEXT MESSAGE COMMUNICATIONS

SMS Program Details

If you opt in to receive SMS communications from JACJL CONSULTING LLC, we may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month depending on your inquiry and our current offerings.

Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details on your plan.

Opt-Out: You can opt out of SMS messages at any time by replying STOP to any text message you receive from us. After sending STOP, you will receive one final confirmation message.

Help: For assistance with SMS communications, reply HELP to any message or contact us at tammie@jacjlconsulting.com.

Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or service. You may still contact us and use our services without opting in to SMS communications.

Supported Carriers: Our SMS program is supported by all major U.S. wireless carriers. Please note that message delivery may vary by carrier.

4. INFORMATION SHARING AND DISCLOSURE

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and conducting our business, provided they agree to keep your information confidential.
Legal Compliance: We may disclose your information when required by law or to protect our rights, property, or safety.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Mobile Opt-In Data Protection

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. DATA SECURITY

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. DATA RETENTION

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

7. YOUR PRIVACY RIGHTS

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access the personal information we hold about you
The right to request correction of inaccurate information
The right to request deletion of your personal information
The right to opt out of marketing communications
The right to opt out of SMS communications (reply STOP)

To exercise any of these rights, please contact us at tammie@jacjlconsulting.com.

8. COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings. Note that disabling cookies may affect website functionality.

9. THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. CHILDREN'S PRIVACY

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date.

12. CONTACT US

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

JACJL CONSULTING LLC
162 Lumpkin County Pkwy Suite 2
Dahlonega, GA 30533
Email: tammie@jacjlconsulting.com

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.